05/21/2009

Control the cost of YOUR Health Care with Health Savings Accounts

Reduce you health insurance costs with the use of a concept called a Health Savings Account - HSA.  This concept has two components.  Component #1 is a traditional health insurance policy with a high deductible.  The premium for this type of policy is lower than an HMO for example.  Component #2 is an actual savings account (HSA) with huge tax advantages.  BETTER THAN AN IRA!!!!!!  Tax free growth.  Want to know more???? 

May 21, 2009 5:58:33 PM

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Why don't we treat the healthcare system like any other retailer? It seems to me that in addition to realizing that healthcare costs more every year due to medical advances and technology, healthcare costs more due to the fact that we do not question costs in the system. When is the last time you asked a hopsital what your MRI was going to cost? For an idea of the huge disparity in costs from one facility to the next, visit www.nhhealthcost.org . Let me know what you think??
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Medicare Cost Shifting - A HIDDEN TAX One of the largest factors in the cause of rising health care (and therefore health insurance) is the Medicare Cost Shifting. It is the 800 pound gorilla in the room. During the budgetary process in Washington, the Congress and the President cut Medicare spending by reducing Medicare reimbursement rates. These are the fees paid to Doctors and Hospitals. When a Medicare patient pays a visit to their physician, the federal government pays that bill. The problem is that when the government continuously reduces the amount of the fee the doctor will receive, the doctor must recover that fee elsewhere. Providers...

George

Life, Health, Disability and Long Term Care Insurance Specialist

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